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P2P Platform
Investing through a P2P platform should be treated as an investment, and like all types of investments, there is a risk to your capital. The risk associated with this investment is that if businesses are unable to pay their electricity bills, you may lose part or all of your invested capital.
Strict Policy
Mysolarwealth has strict policies in place to evaluate and approve solar panel applicants (businesses) before displaying them on the investment page. This thorough evaluation includes credit checks with credit reference agencies, as well as verification of identity and property ownership through official documents.
Risk-Free Lending
We do not lend to other financial businesses or in relation to properties. However, investing on a P2P platform carries inherent risks, and there is a possibility that you may not receive the expected return on your investment due to potential losses or defaults. Default occurs when the terms of the agreement, such as timely payment of electricity bills, are violated.
Payment Recovery
In the event that businesses fail to make payments, Mysolarwealth will take appropriate steps to recover the outstanding amounts owed to investors. The investment return rates displayed on our website are shown as gross rates. When calculating your net return, it is important to consider potential losses and defaults.
While investing, there is always a risk that businesses with installed solar panels may default, and in extreme cases, the capital may not be fully repaid, resulting in losses.
This information will allow you to make meaningful comparisons with other investment options. Tax policies regarding the return on investment may vary by country, so we recommend checking your local tax regulations pertaining to returns from P2P platforms. As a business, Mysolarwealth is authorized and regulated by both the Hong Kong and Portuguese governments. We are actively working towards obtaining additional licenses within the European Union (EU) to provide improved compensation schemes.